Text alert warning stops larger fraud issues

TOLEDO (13abc Action News) - A potentially devastating bank account breach was averted all thanks to a couple of steps one Wood County woman took to spot anything unusual with her account.

That warning comes from something just about everyone has these days: a cell phone. A phone offering a warning that someone is using your credit card, especially if it's not you.

After a quick stop for breakfast recently, Hope Anteau got a text alert from her bank. It appeared she'd gone shopping after breakfast.

"I received a text message on my phone for a transaction of a little over $200 to Footlocker... shocked because I knew it wasn't anything I had purchased," said Anteau.

Only 15 minutes after using the card for breakfast, someone went online with her card number to buy shoes. She saw the alert, called her bank and started the process to report fraud.

“It's a great tool to keep track of your expenses but obviously to see if there are any unauthorized purchases that pop up," said Anteau.

Most banks and credit unions offer this service nowadays. It's great tool to detect fraud instantly because fraud can happen in the blink of an eye.